Revolutionizing Lending with AI
Our mission is to improve the financial lives of over 100 Million SMEs and a Billion consumers across the world, at the convergence of innovation, financial services and advanced technologies
Redefining lending infrastructure for the next generation of finance
Kee2Credit™ delivers AI powered credit rails for digital ecosystems of the future. It seamlessly integrates with banks, fintechs, payment gateways and digital platforms, enabling real-time, compliant and frictionless credit access for underserved SMEs and consumers
Kee2Credit™ an AI native credit platform built for scale, trust and speed
Advanced AI Decisioning
Kee2credit™ uses transactional, behavioral and alternative data to enable faster, fairer and more accurate credit decisions
Scalable Infrastructure
Built on cloud-native architecture, our platform grows seamlessly with your business, from pilot to enterprise-scale deployments
Agentic Workflow
Intelligent orchestration streamlines the lending lifecycle, from onboarding to repayment, minimizing operational overhead and human intervention
Modular Microservices
A highly flexible, API-first design allows financial institutions and platforms to seamlessly embed credit products
Cloud Native
Run efficiently on public cloud, hybrid or on-prem environments to meet evolving regulatory and business requirements
Low Code/No Code
Business teams leverage low-code/no-code tools to configure products and workflows faster, without extensive engineering
From data to credit in three simple steps
We partner with payment gateways, acquirers and marketplaces to turn transaction data into credit for SMEs and consumers
Intelligent Orchestration
Secure ingestion of transactional, behavioral, alternative data signals from banks, fintechs, distributors and gateways
Agentic AI Decisioning
Real-time eligibility and risk scoring, with automated workflows handling approvals, KYC/AML checks and disbursement
Embedded Credit Access
SMEs and consumers access prequalified credit products embedded directly within the platform they already use
SME Credit Products
Revenue-Based Financing
Flexible funding for SMEs where repayments are linked to future business revenue. SMEs repay while they earn
- Ability to pre-qualify SMEs
- Provide working capital tied to actual cash flows
- Collect repayments as a percentage of future revenue
Revolving Credit Lines
Prequalified credit lines for supplier payments, inventory or seasonal demand. Limits refresh as payments are made
- Flexible funds for SMEs within a defined limit
- Repayment cycles that refresh available credit
- Ensures liquidity for working capital, emergencies or growth
Working Capital Loans
Fast, short-term funding for day-to-day needs
- Can be used for any business purpose
- Cashflow friendly, flexible repayment schedules
- Bridges gaps between receivables and payables
Retail Credit Products
Short-Term Personal Loans
Quick-access loans to manage short-term expenses
- Small-ticket loans embedded into everyday apps for easy access
- Instant prequalification based on account activity
- Flexible installment plans based on customer historical transactions
Checkout Financing
Flexible amortization plans integrated directly into the checkout experience
- Splits payment for purchases, improving affordability
- Immediate approval based on real-time evaluation
- Designed for e-commerce and point-of-sale environments
Goal-Based Credits
Flexible installments tied to customer goals and defined milestones
- Provide financing linked directly to goal-based plans
- Enable milestone-based repayment schedules
Trusted by forward-thinking banks and platforms
Kee2Credit™ works hand-in-hand with leading banks and digital platforms to embed contextual credit where it matters most. By partnering with both capital providers and distribution ecosystems, we accelerate adoption and deliver value from day-one
Partnership Advantage
By bringing lending and capital partners into the ecosystem, Kee2Credit™ eliminates friction for distributor and platform partners, accelerating adoption and reducing barriers to entry
Network Effects
Every new integration compounds the network's value, unlocking contextualized credit access and creating predictable, defensible revenue streams